Why banks can't retrofit their way to programmable money

Why banks can't retrofit their way to programmable money

Nik Milanović of This Week in Fintech and Stablecon breaks down the technical innovation behind stablecoins.

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How AI is raising the stakes on data access for fintech startups

How AI is raising the stakes on data access for fintech startups

Lucas Timberlake of Fintech Sandbox sat down with the FR to discuss how AI has raised the stakes on data access for early-stage fintech startups.

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What fintech can teach retailers about loss

What fintech can teach retailers about loss

Pedro Ramos of Appriss Retail explains how retailers can mitigate returns fraud by treating loss as a financial risk problem.

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2026 outlook: How Americans are moving their savings

2026 outlook: How Americans are moving their savings

Alastair Wood of Raisin explains how consumers are moving savings beyond their primary bank in search of higher yields and better digital experiences.

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Why AI agents are becoming a control problem for banks

Why AI agents are becoming a control problem for banks

Andrew George of 3forge argues that as agentic AI moves closer to production, banks need to ensure a new interface layer does not weaken entitlements, auditability or governance.

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AI won’t matter until banks start measuring output

AI won’t matter until banks start measuring output

Carey Ransom of BankTech Ventures argues AI won’t transform banks unless they change how they measure and reward work.

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Hype, moats and the wealthtech exit problem

Hype, moats and the wealthtech exit problem

Matt Ober of Social Leverage argues that while wealthtech startups are pitching AI operating systems, the exit math points to $200 million to $500 million outcomes, not unicorn valuations.

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Why the correspondent clearing model Is failing the next generation of broker-dealers

Why the correspondent clearing model Is failing the next generation of broker-dealers

Craig Ridenhour of AtlasClear argues outdated clearing infrastructure is capping how broker-dealers scale.

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Why deepfakes are scaling faster than defenses

Why deepfakes are scaling faster than defenses

The FR editors break down the findings from a new report on AI-powered fraud and what it reveals about FIs’ readiness gaps.

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The economic forces behind insurance affordability

The economic forces behind insurance affordability

David Seider of TheZebra.com explains how insurance pricing is fragmenting along geographic lines.

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AI pilots are easy. Production is the hard part.

AI pilots are easy. Production is the hard part.

Robert Cooke of 3forge explains why banks are rethinking their technology foundations as AI pilots come up against the complexity of existing systems.

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Three lessons from the spend management race

Three lessons from the spend management race

Alex Lazarow of Fluent Ventures examines the playbook behind the corporate spend management race and argues that the winners will be those who move beyond cards to control more of a company’s financial workflows.

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SaaS isn’t dying. It’s being valued differently.

SaaS isn’t dying. It’s being valued differently.

Tiffine Wang of Onsen Global argues that the so-called SaaSpocalypse is a repricing, as software shifts from per-seat subscriptions to output that competes with labor.

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Fintech’s next phase will be orchestrated, not adopted

Fintech’s next phase will be orchestrated, not adopted

Dewald Nolte of Entersekt argues that programmable money is becoming the foundation of modern finance, reshaping digital wallets, tokenized deposits and AI agents in fintech’s next phase.

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F-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more

F-Prime's 2026 State of Fintech: IPOs, stablecoins, AI and more

Fintech has found a new baseline at $45–50 billion annually, new giants have emerged, and crypto earned a seat at the table. F-Prime’s Abdul Abdirahman examines the broader trends.

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