Andrew Jamison of Extend argues Capital One's acquisition of Brex signals the end of manual business finance, and explains why AI-powered spend management is finally catching up to the rest of enterprise software.

PayQuicker’s Nate Snow-Cornelius explains why seamless payment design, not just faster payouts, is key to retaining independent workers.

LegitScript's Dan Frechtling makes the case for combining AI-powered screening with human oversight in payment risk management.

As embedded payments mature, the Payfac model is becoming more of a constraint than an advantage, writes Ben Weiner of Nuvei.

Bill Warshauer of Tillo examines why gift cards still frustrate customers, and how better technology and coordination could fix the experience.

The Zebra’s David Seider outlines how pricing pressure, competition and technology investments will shape the insurance landscape in 2026.

Onsen Global’s Tiffine Wang argues that AI’s move into production is forcing companies to design for trust, not experimentation.

Alex Lazarow of Fluent Ventures outlines how Southeast Asia’s startup ecosystem is maturing.

Alexander Grafetsberger of Luware Recording explains how AI is transforming compliance as regulatory pressure intensifies.

Nilesh Nanavati and John Clark of OPCO Advisory explain why fintech maturity, AI pressure and scarce infrastructure assets drove a high-stakes reset in capital markets M&A in 2025.

FR editors spoke with T3 founder Joel P. Bruckenstein on why T3 2026 is putting applied AI at the center of advisor technology.

Fraud is moving from spikes to a steady climb driven by AI-enabled attacks. Alloy’s Marc Weisman breaks down what that means for financial institutions.

Aaron Enneking of Caliber Corporate Advisers shares nine actions fintech brands can take to earn trust and stand out as generative search transforms discovery.

Tomás Campos of Spinwheel argues that growing debt and lagging credit data require a real-time, unified way to assess consumer risk.

Matt Ober of Social Leverage writes that markets are becoming data-native as finance, consumer culture and AI converge around richer, more valuable data.

Alex Lazarow of Fluent Ventures paints a picture of an industry undergoing a fundamental shift beyond the usual cycle of new products or distribution models.

Avinash Chidambaram of Cybrid says stablecoins are quickly becoming a core payments tool that will give early adopters an efficiency edge.

Carey Ransom president of Operate and managing director of BankTech Ventures, dives into the impact AI could have on community banks.

Ximena Aleman of Prometeo writes that LATAM is ready to shape the rise of agentic banking.

Elizabeth McCluskey of TruStage Ventures argues fintech is missing veterans whose service mindset could help them connect with customers.

Katie Quilligan of BankTech Ventures explains how shifting fraud liability is pushing banks to turn customer education into a measurable defense strategy that protects both assets and loyalty.

Renata Caine of Green Dot lays out a playbook for how winning bank-fintech partnerships should work.

The FR breaks down CB Insights’ State of Fintech Q3 2025 report with insights from Dan Latimore on AI’s rise, bigger late-stage deals, and the renewed momentum in wealthtech.

With the 2025 event in New York fast approaching (Nov. 4–5), The FR caught up with Chief Client Officer Elena Casal to discuss the key themes shaping this year’s agenda.

As Money20/20 USA 2025 approaches, fintech’s story shifts from disruption to durable growth. By Caliber Corporate Advisers.

Fintech operator and investor Tiffany Haynes makes the case for building depth before chasing scale.

Tom Mallon of Fintech Sandbox explains why clean, trusted data is the foundation of ethical and scalable AI.

Evident’s Alexandra Mousavizadeh digs into what the latest Evident AI Index reveals about progress in AI and banking.

Will Reeves of Fold argues loyalty has outgrown fixed points schemes and must be built on enduring value.

FR editors unpack new research on how banks’ AI investments face execution hurdles.